Banking with
Superpowers.

Business checking, best-in-class rewards, invoicing, virtual cards, and more to run your business.

NO LLC REQUIRED

No Credit Check

4.9/5 Trustpilot

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TRUSTED BY 10,000+ ENTREPRENEURS AND BUSINESSES

The all-in-one banking platform
that saves you time + money.

Business Account

The best full stack bank account for entrepreneurs.

  • Wires
  • ACH
  • Check Deposits
  • Up to 4% APY

Virtual
Cards

Manage your business expenses efficiently.

  • Up to 25 Virtual Cards
  • Custom Limits
  • Unlimited Rewards
  • Powered by Visa

Invoicing & Payments

Get paid faster with beautiful invoices.

  • Custom Invoices
  • Card Payments
  • Manage Clients
  • Instant Payouts

Rewards & Perks

Exclusive rewards and services.

  • Unlimited Points
  • Over $500k in Perks
  • Office hours

First-class
banking experience

Premium features designed to help your business take-off.

Onepaybank

4% APY

Chase Business

0.01% APY

4% APY

Earn high-yield on your idle cash.

Free
Wire

Same Day

Free
ACH

1 Business Day

Free
International

1 - 3 Business Days

Coming soon
Free
SWIFT

5 - 8 Business Days

Coming soon
Free
Wire

Same Day

Free
ACH

1 Business Day

Free
International

1 - 3 Business Days

Coming soon
Free Transfers

Send unlimited FREE Wire and ACH payments.

Powerful Integrations

Connect Onepaybank to over 5,000 apps.

Mobile Check Deposit

Easily deposit paper checks into your account.

Cards that make
you money.

Unlimited Points

Enjoy limitless rewards for your business with unlimited points. Earn points on every transaction with no limits.

Custom Limits

Start saving more money by limiting expenses on any virtual or physical card.

Powered by Visa

Built-in fraud protections, accepted by millions of retailers worldwide.

Mobile Wallet

Add your virtual or physical cards to any Google or Apple mobile wallet and spend on the go.

No Credit Check

Onepaybank is a Visa Business Debit card which means we don’t require your credit score.

Virtual Cards

Manage up to 25 virtual debit cards, earn points on every transaction and create custom limits.

High-converting invoices
that get you paid fast.

$1B+

Earned by Onepaybank members

90%

of invoices are paid on time or early

95%

of members make more money with Onepaybank Invoicing

Create

Create beautifully simple invoices designed to convert.

Schedule or Send

Send the invoices to your clients directly or schedule them for later.

Get Paid

Your payments go directly to your Onepaybank account.

Loved by
thousands of entrepreneurs.

Our Team Avatar
Jeremy Winson
Founder @ Elite

“Was paying a lot in fees with JPM, I like the pricing transparency and feature offerings”

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Sarah Rodriguez
Shopify Entrepreneur

“Really love the slick design and user experience, makes it enjoyable to use”

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Jeremy Winson
CEO @ Podsicle Media

"Their virtual card tools has been a complete game changer for our business expense management"

Our Team Avatar
Olivia Baker
Founder @ CodeCraft

“We decided to use Onepaybank over other banking alternatives because of their points system”

Onepaybank makes running a business easier.

Email & Chat
Support 24/7 

We’re here to solve any request that you have.

$500k+
in Perks

Get discounts on popular services to grow your business.

Get Help with
Office Hours

Dedicated support from a team of experienced mentors.

Get Started
with Onepaybank

Open an account in minutes - no credit check and no minimum deposit.