Plans designed to
grow your business.
All plans start with a 7-day trial and are a tax-deductible business write-off.
Basic
$1
$29
for your first week
For new businesses that want the best banking experience.
-
Free banking
-
Unlimited 1.5x Points
-
25 Virtual Cards
-
24/7 Support
-
Invoicing
Pro
$1
$59
for your first week
For growing businesses with higher spend and bigger deposits.
-
Everything in Basic
-
Unlimited 2x Points
-
100 Virtual Cards + Higher Limits
-
Dedicated Account Manager
-
Invoicing + Collections
-
Office Hours™ Included
Ultra
$19
$149
for your first week
For high growth businesses looking for exclusive benefits.
-
Everything in Pro
-
Unlimited 3x Points
-
Private Financing
-
Concierge Service
-
Custom Metal Card
-
Office Hours™ Included
Basic
$1
$49
for your first week
For new businesses that want the best banking experience.
-
Free banking
-
Unlimited 1.5x Points
-
25 Virtual Cards
-
24/7 Support
-
Invoicing
Pro
$1
$99
for your first week
For growing businesses with higher spend and bigger deposits.
-
Everything in Basic
-
Unlimited 2x Points
-
100 Virtual Cards + Higher Limits
-
Dedicated Account Manager
-
Invoicing + Collections
-
Office Hours™ Included
Ultra
$29
$249
for your first week
For high growth businesses looking for exclusive benefits.
-
Everything in Pro
-
Unlimited 3x Points
-
Private Financing
-
Concierge Service
-
Custom Metal Card
-
Office Hours™ Included
Deep dive into
Onepaybank Plans
Basic
Pro
Ultra
Banking
Wire Cost
Free
Free
Free
Wire Transfers
Unlimited
Unlimited
Unlimited
ACH Cost
Free
Free
Free
ACH Transfers
Unlimited
Unlimited
Unlimited
Interest Share
Yes, 4%
ATM Deposit
ATM Withdrawal
ATM fees
Check Deposit
Minimum Balance
$0
$0
$10,000
Overdraft fees
Credit Check
Cards
Rewards
Unlimited 1.5x
Unlimited 2x
Unlimited 3x
Virtual Cards
Up to 25
Up to 100
Custom
Physical Cards
Additional Features
Invoicing
Yes, Unlimited
Yes, Unlimited
Yes, Unlimited
Support
24/7
24/7 Priority
24/7 VIP
Apple Pay and Google Pay
$250K FDIC Insurance
Mobile App
Connect apps
Dedicated Account Manager
Why doesn’t Onepaybank
offer a free plan?
Quality over Quantity
We prioritize customer success and building long-term relationships.
It’s your money
Unlike every other bank, we don’t lend out your money — we pass you all the interest.
Earn all the rewards
You get over 90% of all the fees Visa pays us.
Growth focus
We’re focused on entrepreneurs who are serious about starting or growing their business.
Got Questions?
We got the answers
What is Onepaybank?
Can I open an account if I’m not physically in the US or a US resident?
Do I need to have an LLC or C-Corp to use Onepaybank?
What do I need to apply for an account?
Is my account FDIC insured?
What does Onepaybank cost?
Have an Account?
Please log in if you need account-specific support.
Get in Touch
Send us questions, comments, or a poem.
Help Center
Advice and answers from the Onepaybank Team
Get Started
with Onepaybank
Open an account in minutes - no credit check and no minimum deposit.