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Coming Soon

Best-in-class
Redemptions

Redeem points for travel, gift cards, experiences, cash, merchandise, and more...

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Travel

  • 120+ global airlines

  • 500,000 global hotels, 1,300,000 vacation rentals

  • Unlimited vacation packages

  • Top 8 car rental agencies

  • 350,000 global activities and 49 cruise lines

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Merchandise

  • Over one million items to choose from, across hundreds of categories and brands

  • Leverage your points by getting items you need directly with your Onepaybank points.

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Gift Cards

  • Over 400 different gift card options to choose from

  • Get your gift cards instantly for online use or order a physical one to your doorstep.

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Exclusive rewards
with Apple

Get the latest Apple products using your Onepaybank rewards points.

Apple Products
Coming soon
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No Credit
Check

No credit check and no credit reporting. The Onepaybank Business Card is a debit card which means we don’t check credit or report to any credit agencies.

Zero Fees

Zero fees. No annual fee, no monthly fees, no membership fees, no redemption fees.

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Create and Earn
Instantly

Start earning points on your business spend immediately with Onepaybank virtual cards.

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The #1 Card
for Entrepreneurs

Best-in-class becomes standard

We have built a card that offers all the perks of a premium credit card without any of the costs or hassle. Why? Because we can.

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Unlimited Rewards

Earn up to 5x points on every $1 spent with your card.

Create Virtual Cards

Set custom daily and monthly spend limits.

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No Credit Check

Onepaybank is a Visa Business Debit card which means we don’t require your credit score.

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Runs on Visa

Built-in fraud protections, accepted by millions of retailers worldwide.

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Mobile-Ready

Add your Onepaybank virtual cards to Apple Wallet or Google Pay for on-the-go swipes.

Onepaybank vs. Amex
Comparison

Credit Check

None

700+ FICO

Annual Fee

$0

$695 ¹

APR Rate

None

Up to 28.74%

Additional Cards

Free

$175/user

Virtual Cards

Up to 25

None

Rewards Points

Unlimited 1.5X ²

1X ²

Premium Travel Benefits

Coming Soon

Yes

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Get Started
with Onepaybank

Open an account in minutes - no credit check and no minimum deposit.