4% APY
Earn high-yield on your idle cash.
Banking with
Superpowers.
Business checking, best-in-class rewards, invoicing, virtual cards, and more to run your business.
NO LLC REQUIRED
No Credit Check
4.9/5 Trustpilot
TRUSTED BY 10,000+ ENTREPRENEURS AND BUSINESSES
The all-in-one banking platform
that saves you time + money.
Business Account
The best full stack bank account for entrepreneurs.
-
Wires
-
ACH
-
Check Deposits
-
Up to 4% APY
Virtual
Cards
Manage your business expenses efficiently.
-
Up to 25 Virtual Cards
-
Custom Limits
-
Unlimited Rewards
-
Powered by Visa
Invoicing & Payments
Get paid faster with beautiful invoices.
-
Custom Invoices
-
Card Payments
-
Manage Clients
-
Instant Payouts
Rewards & Perks
Exclusive rewards and services.
-
Unlimited Points
-
Over $500k in Perks
-
Office hours
First-class
banking
experience
Premium features designed to help your business take-off.
Onepaybank
4% APY
Chase Business
0.01% APY
Free
Wire
Same Day
Free
ACH
1 Business Day
Free
International
1 - 3 Business Days
Coming soon
Free
SWIFT
5 - 8 Business Days
Coming soon
Free
Wire
Same Day
Free
ACH
1 Business Day
Free
International
1 - 3 Business Days
Coming soon
Free Transfers
Send unlimited FREE Wire and ACH payments.
Powerful Integrations
Connect Onepaybank to over 5,000 apps.
Mobile Check Deposit
Easily deposit paper checks into your account.
Cards that make
you money.
Unlimited Points
Enjoy limitless rewards for your business with unlimited points. Earn points on every transaction with no limits.
Custom Limits
Start saving more money by limiting expenses on any virtual or physical card.
Powered by Visa
Built-in fraud protections, accepted by millions of retailers worldwide.
Mobile Wallet
Add your virtual or physical cards to any Google or Apple mobile wallet and spend on the go.
No Credit Check
Onepaybank is a Visa Business Debit card which means we don’t require your credit score.
Virtual Cards
Manage up to 25 virtual debit cards, earn points on every transaction and create custom limits.
High-converting invoices
that get you paid fast.
$1B+
Earned by Onepaybank members
90%
of invoices are paid on time or early
95%
of members make more money with Onepaybank Invoicing
Create
Create beautifully simple invoices designed to convert.
Schedule or Send
Send the invoices to your clients directly or schedule them for later.
Get Paid
Your payments go directly to your Onepaybank account.
Loved by
thousands of entrepreneurs.
Jeremy Winson
Founder @ Elite
“Was paying a lot in fees with JPM, I like the pricing transparency and feature offerings”
Sarah Rodriguez
Shopify Entrepreneur
“Really love the slick design and user experience, makes it enjoyable to use”
Jeremy Winson
CEO @ Podsicle Media
"Their virtual card tools has been a complete game changer for our business expense management"
Olivia Baker
Founder @ CodeCraft
“We decided to use Onepaybank over other banking alternatives because of their points system”
Onepaybank makes running a business easier.
Email &
Chat
Support 24/7
We’re here to solve any request that you have.
$500k+
in Perks
Get discounts on popular services to grow your business.
Get Help with
Office Hours
Dedicated support from a team of experienced mentors.
Get Started
with Onepaybank
Open an account in minutes - no credit check and no minimum deposit.