Business Debit Card,
Reinvented.
Unlimited Rewards.
No Credit Check.
Zero Fees.
Best-in-class
Redemptions
Redeem points for travel, gift cards, experiences, cash, merchandise, and more...
Travel
-
120+ global airlines
-
500,000 global hotels, 1,300,000 vacation rentals
-
Unlimited vacation packages
-
Top 8 car rental agencies
-
350,000 global activities and 49 cruise lines
Merchandise
-
Over one million items to choose from, across hundreds of categories and brands
-
Leverage your points by getting items you need directly with your Onepaybank points.
Gift Cards
-
Over 400 different gift card options to choose from
-
Get your gift cards instantly for online use or order a physical one to your doorstep.
Exclusive rewards
with Apple
Get the latest Apple products using your Onepaybank rewards points.
No Credit
Check
No credit check and no credit reporting. The Onepaybank Business Card is a debit card which means we don’t check credit or report to any credit agencies.
Zero Fees
Zero fees. No annual fee, no monthly fees, no membership fees, no redemption fees.
Create and Earn
Instantly
Start earning points on your business spend immediately with Onepaybank virtual cards.
The #1
Card
for Entrepreneurs
Best-in-class becomes standard
Earn up to 5x points on every $1 spent with your card.
Set custom daily and monthly spend limits.
Onepaybank is a Visa Business Debit card which means we don’t require your credit score.
Built-in fraud protections, accepted by millions of retailers worldwide.
Add your Onepaybank virtual cards to Apple Wallet or Google Pay for on-the-go swipes.
Onepaybank vs.
Amex
Comparison
This table demonstrates the difference between Onepaybank and Amex and reveals why using Onepaybank is better off under many circumstances
Onepaybank
Amex
Credit Check
None
700+ FICO
Annual Fee
$0
$695 ¹
APR Rate
None
Up to 28.74%
Additional Cards
Free
$175/user
Virtual Cards
Up to 25
None
Rewards Points
Unlimited 1.5X ²
1X ²
Premium Travel Benefits
Coming Soon
Yes
¹ You can offset some of the fee by satisfying certain spending conditions.
² 5x points up to $10,000 within 30 days of first transaction. Amex can also give 5x points under certain conditions.
Get Started
with Onepaybank
Open an account in minutes - no credit check and no minimum deposit.